TeamMuti

Delivering the Total Mortgage Experience

Going beyond traditional mortgage lending, TEAM MUTI works as your trusted advisor in concert with Financial Planners, Accountants, Realtors and Attorneys to ensure that the right mortgage is used for YOUR specific circumstances while addressing ALL of your financial objectives. We provide real life solutions that are financially designed to maximize our clients’ cash flow and wealth so they can look forward to a secure retirement – many times without taking another penny out of their pocket.

After years of research, reading volumes of books and trade materials we came to the realization that the TYPE of mortgage a client has directly impacts their ability to Retire!

We observed that many of our clients were spending too large of a portion of their income on debt service (i.e. mortgage payments, car payments, credit cards, etc) leaving little for savings and investing. According to the Bureau of Economic Analysis; in August 2005 personal savings in this country dipped below zero and it remains there today. That’s right, we as a country are not saving and we are actually spending more than we make. In addition, a USA Today/CNN/Gallup Poll in 2006 conducted in 2006, found that more than one-third of adults do not have any money saved in any kind of retirement account. Those that did had less than $23,000 set aside. Another recent CNN/Gallup Poll reported that the number one concern of all Americans is retirement and they didn’t mean when, they meant IF?

This proved that people were doing very little to prepare for retirement and even less for their children’s college funding. In short, it was obvious that traditional mortgage advice and financial planning methods were not effective for most people. Karen Ferguson, director of the Pension Rights Center stated, “you can work a lifetime and do everything right and not be able to pay your bills in retirement.” This statement caused us to take the mortgage process to the next level by creating customized Mortgage Plans for each client using the best elements available in the industry.

Part of our process is to gain control of debt which in turn creates additional disposable income that can then be re-directed towards long term capital growth. We understand that even the smallest change to a clients’ debt structure can create wealth.

We pride ourselves with our “Thinking Outside of the Box” mindset that allows us to deliver value to our clients beyond what they might have believed possible. We are also confident in our abilities to introduce strategies that other mortgage companies will tell you are not possible.

We challenge you to be different too in the advice you seek. Defy the impersonal, order-taking, do-it-yourself approach of so many professionals and develop a working relationship with TEAM MUTI so you can receive the personal attention you deserve.

Should the opportunity present itself my Team and I look forward to working with you and/or your clients and to beginning a life-long relationship as one of our clients. Until then we wish you good fortune and much success.

Regards,