About Team Muti:
David A. Muti, JD, RMA
Is a Senior Mortgage Planner with Millenium Home Mortgage, LLC based in New Jersey. In this role, he manages a team of specialists, TEAM MUTI, which assists clients in the purchase and refinancing of their homes and investment properties.

Dave also works individually with clients who want to learn alternative ways to leverage their equity and plan for retirement. Through advanced planning techniques, he enables his clients to realize their goals and dreams of home ownership and asset protection for a safer and happier retirement.

Is a Senior Mortgage Planner with Millenium Home Mortgage, LLC based in New Jersey. In this role, he manages a team of specialists, TEAM MUTI, which assists clients in the purchase and refinancing of their homes and investment properties.

Dave also works individually with clients who want to learn alternative ways to leverage their equity and plan for retirement. Through advanced planning techniques, he enables his clients to realize their goals and dreams of home ownership and asset protection for a safer and happier retirement. By teaching his clients to think of their mortgage not as a burden, but as a valuable financial tool, Dave opens the door to a number of financial successes: maximizing tax deductions, improving cash flow, increasing net worth, and ultimately, increasing retirement income. In this capacity he also writes educational articles for several newsletters, providing other professionals with mortgage advice that they can pass along to their clients.

In addition to his duties with TEAM MUTI, David is President and founding member of Forgotten Equity, Inc. In this role, he leads the vision and strategic growth of the company, whose primary goal is consumer education. Through the development of proprietary modeling software, Forgotten Equity has created a virtual meeting place where consumers can work in tandem with mortgage and financial professionals to preserve their assets and grow their overall wealth to a level beyond their imagination.

Previously, David was a manager of international real estate for a Fortune 500 company, overseeing acquisitions in Europe and Asia. Prior to joining that firm, he was a partner in a general practice law firm that concentrated on real estate and small business needs. Dave also sits on the Board of Directors for CDFund.org, a national charity based out of Frisco, Texas, which provides assistance to under-insured patients who have been diagnosed with chronic or life-altering diseases that require expensive, specialty therapeutic treatments.

David is a graduate of Ithaca College and Vermont Law School and has lived in Morris County, New Jersey for the past 29 years. He has a wife and two sons. Dave can be reached at 973-402-9112, or by e-mail at dave@TeamMuti.com
Brian Tironi
Is a Mortgage Planner with Millennium Home Mortgage, LLC, based in New Jersey. In his role with TEAM MUTI, Brian works closely with clients throughout the planning process, gathering documentation, understanding and communicating each client’s mortgage needs, and pricing products. Brian is also well-versed in alternative methods of equity-leveraging, and structures each mortgage to meet the individual client’s needs.

Prior to joining TEAM MUTI in October 2005, Brian worked for two other mortgage companies and has tenure as a marketing specialist in the sports industry. He is a graduate of the University of Massachusetts at Amherst, and has lived in Morris County, New Jersey for most of his life. Brian can be reached at 973-402-9112 ext. 3040, or by e-mail at brian@TeamMuti.com
Fred Eckert
Fred Eckert is the director of our For-Sale-By-Owner (FSBO) program in Morris County. In this capacity Fred works closely with home owners that want to sell their home without the use of a realtor. He provides a 28 page marketing guide to the home owners making it easier for them to sell their home on their own. He also will place a professional sign in front of their home with a 24/7 custom recorded message about the home (accessible through an 800 number we provide) as well as post the information on our web site.

In addition to this free service to homeowners Fred establishes working relationships with Realtors providing them with buyers that are actively in the market. Fred has over ten years of experience in the mortgage industry and is a life long resident of Morris County. He is a graduate of Parsippany High School as well as County College of Morris and Northeastern Bible College in Essex Fells New Jersey. Fred is active in counseling trouble youth and teaching financial literacy programs at Lenape Valley High School. Fred has a wife and 3 accomplished children. Fred can be reached at 201.650.1834 or fred@TeamMuti.com
Copyright © 2006, Dave Muti. All rights reserved